About

Standard Capital Resources, Inc. (“SCR”) was formed in 1996 to provide Capital Markets consulting services to bank owned and independent leasing companies. The company also seeks new transaction originations through its consulting clients, bank, end-user or vendor channels and refinancing of credit challenged bank customers. With 35+ years industry experience, SCR is well positioned to connect previously underserved customers seeking capital with an array of funding alternatives.
Timothy P. Schmuker
President and Founder

Tim has over 35 years of equipment leasing and financing experience encompassing capital markets, syndications, pricing, structuring, contract negotiation and consultancy. He has held strategic positions with a number of lessors, directed new revenue generating products and increased access to capital. Tim has a degree in Finance from the University of Illinois, Urbana-Champaign.

Services Provided

  • Equipment Financing & Leasing.  SCR will deliver customized capital solutions to companies in a variety of industries for transactions sourced either from
    • Direct with end-users; or
    • Vendor/dealer financing
  • Capital Markets Consulting.  SCR provides Lessors, Project/Engineering Companies, Vendors or Captive Finance Companies funding capabilities that expand financing solutions for transactions that might not fit within current funding parameters.
  • Bank Specialty Asset/Workout Refinancing.  SCR will partner with banks to reduce or eliminate exposure to secured term debt for accounts that are credit challenged, don’t meet its current credit guidelines or regulatory requirements.  SCR’s solutions are often based upon the collateral value of the equipment without the typical credit underwriting of the borrower’s financial history thereby removing one of the largest hurdles to securing financing.

Benefits

SCR provides its lessee customers a number of benefits for financing equipment. These benefits include:

  • Up to 100% financing including soft costs
  • Conservation of cash (i.e. deferred payment over time for assets needed today)
  • Competitive Pricing – risk based
  • Progress Fundings can be made to vendor(s)
  • SCR works with your vendor and all parties involved to timely and accurately fund

On the consulting side, we provide lessors the benefit of not having to spend time and resources on Capital Markets activities. SCR reviews, analyzes and creates credit/financial files that provide timely and probability of success in syndication of individual or portfolios of transactions.